Abstract
This manual has for objective, to limit the risk in different areas of the company. Also, the other objective is to ensure that the right risk is taken and the unnecessary risk is mitigated. For each area treated, a risk committee was created in order to manage each project. This committee must be composed of top managers, managers and employees. The company is free to elect or choose the members of the committee. The Committee has for a role, to mitigate unnecessary risks, and to concentrate the company to the right risks. This committee is calling together once per quarter, in order to debate of the position of the company in comparison to market risk, operational risk, and credit risk. The Risk Committee makes decisions concerning the different projects, it approves or disapproves the projects by vote.
