Abstract
In the beginning of last year, everybody knew every day the bad news which were broadcasted by the media about the losses job, recession, insolvency, crisis… People had to wonder on their means of consuming. In fact, the economic crisis has its origins in United States banking institution. It hasn't happened since 1929: a monumental Stock Exchange crash had been caused. These last years, American and world financial institute really made banker's draft easier for people and institutions.
Moreover financial institute lent too easier money to people who were incapable of refunding their debts. This people bought houses that they couldn't afford to offer themselves. Some banks were strongly touched by an enormous amount of loans which weren't reimbursed and caused financial difficulties for the bank.
