Textbooks say that banks transform risks: What are the risks involved? and how are they transformed? - publié le 13/01/2009
Essay - 4 pages - Finance
Financial crisis may be very damaging for the whole society, as bank failures can either lead to runs or to panic. Bank runs occurs when problems at a bank “undermine depositors' confidence.” The depositors' reaction is to rush to withdraw their money since they...
Marketing audit - Bank of America
Essay - 9 pages - Services marketing
Bank of America has undergone many changes in the past four years, through a variety of Merger and Acquisition activities. While these Mergers and Acquisitions have aided Bank of America in gaining additional geography and market share, these same activities have also posed...
Cash management services at HDFC Bank
Case study - 55 pages - Finance
There are currently about 101 commercial banks in India, which include public sector banks, regional rural banks & private sector banks both domestic & foreign. Public sector banks account for only 27, while the private sector includes 32 (24 old, 8 new)...
An organization study at Kotak Mahindra Bank
Case study - 21 pages - Business strategy
Kotak Mahindra is a “20-year old new bank”. A part of the Kotak Mahindra Group that came into existence nearly 20 years ago and is one of India's leading financial institutions today enjoying the trust and confidence of over 5 lakh customers across the country. Partnering them...
Comparative analysis of different banking products: Customers in Kotak Mahindra Bank Ltd
Case study - 50 pages - Finance
Banking in India has its origin as early as the Vedic period. It is believed that the transaction from money lending to banking must have occurred even before Manu, the great Hindu Jurist, who has devoted a section of his work to deposits and advances and laid down rules relating to rates of...
In the magic land of CRM in bank management: Needs and strategies for sublime customer satisfaction
Thesis - 8 pages - Business strategy
Irrespective of whether it is a public sector bank or a private sector bank; a regional rural bank or a foreign bank all banks commonly store details of tens of thousands of customers and prospects - both in a corporate database and in discrete documents on...
Strategic management at Qatar Bank
Thesis - 6 pages - Finance
QNB is one of the highly successful banks in Qatar with strong presence across the country. It has the largest network of branches inside the country as well as outside the country. The bank has shown considerable improvement in its performance over the period of time mainly due to...
Analysis of the banking sector with respect to six banks: Public sector & private sector
Case study - 19 pages - Finance
In this project six banks are taken on the basis of highest profits after tax. Three Banks are from the Public Sector and three from the Private Sector. First comes an analysis of the banking system which tells you about the Basel II norms which are applicable in India in every...
The role of National Bank Ltd in export and import in Bangladesh - NBL Dhaka
Tutorials/exercises - 41 pages - Finance
A bank is an institution, which deals in money. It means that a bank receives money in the form of deposits from the public and lends money for the development of trade and commerce. It is very difficult to define the term “Bank” or “Banker” precisely....
Customer relationship management in banks
Thesis - 25 pages - Management
Customer Relationship Management (CRM) is at the core of any customer-focused business strategy and includes the people, processes and technology questions associated with marketing, sales and service. Simply stated, CRM is about finding, getting and retaining customers. The aim of these systems...
Creativity and innovation in retail banking: Comparative analysis of financial products offered by banks
Case study - 27 pages - Finance
A bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money. It is an institution for receiving, keeping, and lending money. Banking in India originated in the last decades of the 18th century. Central banking is the...
The determinants of commercial bank profitability in Sub-Saharan Africa
Thesis - 15 pages - Finance
Banks have high profits in Sub-Saharan Africa (SSA) in comparison to other regions. This paper wields a sample of 389 banks in 41 SSA countries to probe the determinants of bank profitability. It is found that apart from credit risk, higher returns on assets are linked with...
Credit appraisal system at Standard Chartered Bank and the SME credit department
Dissertation - 68 pages - Finance
The ongoing development of contemporary risk management methods and the increased use of innovative financial products such as securitization and credit derivatives have brought about substantial changes in the business environment faced by credit institutions today. Especially in the field of...
A study on the financial performance of the State Bank of India with reference to camel model
Dissertation - 41 pages - Finance
The Analyst has come up with a special issue on the banking industry for a third consecutive year. To assess Indian banks, The Analyst adopted the world-renowned CAMEL model (with minor modifications). The reason being, the CAMEL model is simple and makes it easy to compare a wide range of...
Credit appraisal process and customer satisfaction on home loans with reference to ING Vysya Bank Ltd
Market study - 46 pages - Business strategy
The changes after liberalization and globalization process was initiated in 1991 had a significant impact on the financial sector. In India, housing finance segment has increased in the recent years. Boost to housing can rejuvenate the economy. The success of the housing companies in the market...
Analysis of money laundering risks in priority banking: A unit if Standard Chartered Bank
Tutorials/exercises - 65 pages - Finance
Money laundering, at its simplest, is the act of making money that comes from Source A look like it comes from Source B. In practice, criminals are trying to disguise the origins of money obtained through illegal activities so it looks like it was obtained from legal sources. Otherwise, they...
The Grameen Bank in Bangladesh - publié le 17/05/2009
Thesis - 9 pages - Finance
“Where businesses cannot develop, countries cannot flourish. Let us use this International Year of Microcredit to put millions of families on the path to prosperity. I extend my gratitude to the nation and people of Bangladesh for helping to show us the way.” the former UN general...
Standard Chartered Bank and human resource management
Thesis - 24 pages - Human resources
Standard Chartered Bank is a British bank headquartered in London with operations in more than seventy countries. It operates a network of over 1,700 branches and outlets (including subsidiaries, associates and joint ventures) and employs 73,000 people. Despite its British base, it...
E-banking and Canara Bank
Case study - 56 pages - Finance
The banking sector is the lifeline of any modern economy. It is one of the important financial pillars of the financial system, which plays a vital role in the success/failure of an economy. Banks are one of the oldest financial intermediaries in the financial system. They play an...
Efficiency analysis of conventional and Islamic banks in Indonesia using data envelopment analysis
Tutorials/exercises - 18 pages - Finance
Islamic banks have been in existence since early 1960s. The first Islamic bank was established in 1963 as a pilot project in the form of rural savings bank in a small town of Egypt, Mit Ghamr. After that, Islamic banking movement came back to life in mid 1970s. The...
Management of Multinational Corporations: CITIBANK
Case study - 10 pages - Business strategy
Citigroup Inc. operating as Citi, is a major American financial services company which is based in New York City. This financial service sector was formed through a merger that took place in 1998 between Citicorp and the Travelers Group. Most of us would be familiar with the slogan ?Let's get...
Money and transaction over the internet: Online banking
Thesis - 28 pages - Finance
The advent of internet has initiated an electronic revolution in the global banking sector. The dynamic and flexible nature of this communication channel as well as its ubiquitous reach has helped in leveraging a variety of banking activities. New banking intermediaries offering entirely new...
The rise and fall of Medici banking firm
Thesis - 5 pages - Social, moral & civic education
The Medici name carries a heavy significance in the world of the Renaissance, the arts, and more importantly the world of banking. Once one of the most economically, prosperous and politically powerful families in all of Europe, there estate went unrivaled by any family of their time. This paper...
The use of GIS (Geographic Information Systems) by banks - published: 13/01/2009
Essay - 3 pages - Electronics, mechanics, engineering & technology
Nowadays, companies are getting more and more involved in Geographic Information Systems. Indeed, Geographic Information Systems (GIS) are a new tool for today's businesses. This statement is confirmed by Peter Keenan (2005). There are in fact several reasons why companies are increasingly using...
The implications of the operations of the banking sector on money supply - published: 12/05/2009
Thesis - 4 pages - Finance
Brief Overview Bank deposits make up over 80% of the M3. Thus bank behavior is important to money supply. Cash is an asset to the bank. Deposits are a liability since the bank must repay them on demand or at short notice. The banks know that at any point in...
Rapport de stage "State Street Bank" - published: 16/01/2009
Essay - 6 pages - Journalism
The Grand Duchy of Luxembourg is a sovereign state of 2 500 square kilometers bordered by Belgium, France and Germany. It has a population of over 455 000 of which 38.6 % are foreigners. The city of Luxembourg has a population of 77 300. Each working day, over 117 000 cross-border workers travel...
Banking and insurance: The money market
Case study - 26 pages - Finance
The money market is a market for financial assets that are close substitutes for money. It is a market for overnight to short-term funds and instruments having a maturity period of one or less than one year. It is not a place (like the Stock Market), but an activity conducted by telephone. The...
Knowing more about electronic banking
Thesis - 27 pages - Finance
Electronic banking, also known as electronic funds transfer (EFT), is simply the use of electronic means to transfer funds directly from one account to another, rather than by cheque or cash. Internet banking system is a method by which a personal computer is connected by a network service...
Analysis of the Indian banking sector
Dissertation - 38 pages - Finance
This project focuses on the recent scenario of the Indian banking sector. To analyze the industry's growth and position, we have divided it into three sections. In the first section we have studied the Indian economy; second section is on banking industry in India; and the third section is the...
Bretton Woods Institutions (IMF and World Bank): history and modern situation - publié le 16/01/2009
Essay - 12 pages - Economy general
To go out of the chaos caused by World War 2, countries had to set up new institutions liable to restore a stable and durable international order. This reconstruction was led by the United States of America and its allies. From 1941, in the Atlantic chart, the allies wanted to affirm again the...
