Current Account Banking Law
Course material - 19 pages - Bank law
Court ruling on current account banking law, discussing compensation of claims and professional purpose of the account.
Court of Cassation Ruling on Mortgage Extinction
Law case - 2 pages - Bank law
The Court of Cassation quashes the judgment of the Court of Appeal of Poitiers, ruling that the two-year prescription of a professional's payment action against a consumer leads to the extinction of the mortgage due to its accessory nature.
TEG Error and Interest Rate Dispute
Course material - 28 pages - Bank law
Court rulings on the annulment of contractual interest clauses and substitution of statutory interest rates due to incorrect TEG mentions in loan contracts.
Bank Liability for Fake Check Payments
Tutorials/exercises - 23 pages - Bank law
A detailed analysis of banking law regarding check payments and bank liability in cases of fraudulent checks.
Banking Law: Account Closure for Illegal Purposes
Tutorials/exercises - 10 pages - Bank law
The Court of Cassation rules on the right to a bank account and its closure due to illegal activities.
Court Rulings on Current Account Credit Facilities
Course material - 13 pages - Bank law
Court of Cassation decisions on the legal nature of current account credit facilities and their enforceability.
Banker's Freedom to Refuse Credit
Law case - 5 pages - Bank law
The Plenary Assembly of the Court of Cassation reaffirms the principle that bankers have the freedom to refuse credit without justification, as per Article 1134 of the Civil Code.
French Court of Cassation Ruling: Bank's Obligation to Return Funds in Disputed
Law case - 5 pages - Bank law
Unlock the nuances of banking law with this landmark Court of Cassation decision. Discover how the commercial chamber's ruling redefines the bank's obligation to return funds, emphasizing the protection of the weaker party in banking agreements. Learn about the simple presumption of...
Court of Cassation Ruling on Bank Liability for Counter-Crediting Unpaid Check
Law case - 5 pages - Bank law
The Commercial Chamber of the Court of Cassation upheld a decision that a bank is not liable for counter-crediting a check returned unpaid due to opposition, as it is not required to verify the regularity of the opposition.
Banking Monopoly Enforcement
Law case - 4 pages - Bank law
The Court of Cassation enforces banking monopoly by ruling against individuals for illegal practice of banking profession.
Bank Liability for Forged Checks
Law case - 6 pages - Bank law
The Court of Cassation rules on a bank's liability for paying forged checks, examining whether a client's negligence can exonerate the bank from liability.
Banking Inclusion in Mayotte
Dissertation - 46 pages - Bank law
This document discusses the banking system in Mayotte, focusing on banking inclusion, financial security, and the challenges faced by the local population in accessing banking services.
Consumer Credit Regulations
Course material - 7 pages - Bank law
Regulations governing consumer credit advertising, credit contract offers, and lender obligations to protect consumers from deceptive practices.
Bank Account Regulations and Consumer Protection
Course material - 2 pages - Bank law
This document outlines the regulations and laws governing bank account operations, consumer protection, and the rights of account holders in France.
CRR III Impact on Credit Institutions' Risk Assessment
Course material - 2 pages - Bank law
The CRR III regulation affects how credit institutions assess risk, imposing a 72.5% output floor on internal risk assessment methods.
Financial Conglomerates and Financing Companies: Regulatory Framework and Supervision Guidelines
Course material - 3 pages - Bank law
Unlock the complexities of financial regulations with our comprehensive guide to financing companies and financial conglomerates. Discover how these entities operate within the boundaries set by the Monetary and Financial Code, and understand the nuances of their authorization and supervision....
Return of Cash as Collateral in Financial Operations
Course material - 4 pages - Bank law
This document discusses the return of cash as collateral in financial instrument operations or securities lending, governed by the Monetary and Financial Code, specifically Article L 511-7.
European Union Treatment of Third-Country Entities
Course material - 3 pages - Bank law
This document outlines the European Union's treatment of entities from third countries, including the conditions for equivalence and the supervision of branches and subsidiaries.
CRD IV Directive: Country of Origin and Host Country
Course material - 3 pages - Bank law
The CRD IV directive outlines the relationship between the authorities of a bank's country of origin and its host country, with the European Central Bank playing a key role in approvals and supervision.
Common Equity Tier 1 Capital Requirements
Course material - 8 pages - Bank law
Understanding the rules and regulations surrounding Common Equity Tier 1 capital for credit institutions, including eligibility criteria and deductions.
Payment Institutions and Electronic Money Issuers
Course material - 3 pages - Bank law
This document outlines the regulations and characteristics of payment institutions and electronic money issuers as per the Monetary and Financial Code.
Withdrawal of Banking Approval
Course material - 2 pages - Bank law
This document outlines the circumstances and procedures surrounding the withdrawal of banking approval, including disciplinary and non-disciplinary reasons, and the implications for credit institutions.
Impact of European Banking Regulation on Bank Profitability
Course material - 12 pages - Bank law
The document discusses the effects of European banking and prudential regulation on the profitability of European banks compared to foreign banks, and the role of investment funds in financing economic activity.
Banking Monopoly and Credit Operations in EU Law
Course material - 4 pages - Bank law
The document discusses the inconsistencies between French and European Union law regarding banking monopoly and credit operations, highlighting the need for a more harmonized framework.
ELTIF 2.0 Regulation and Alternative Investment Funds
Course material - 3 pages - Bank law
The ELTIF 2.0 regulation allows alternative investment funds to lend to companies, providing a new financing option for small and medium-sized enterprises.
European Banking Union: Licensing and Supervision
Course material - 3 pages - Bank law
Understanding the rules governing banking establishments in the European Union, including licensing, supervision, and the role of the European Central Bank.
Internal Control in Banking Sector
Course material - 3 pages - Bank law
This document outlines the internal control framework for banking companies, including credit institutions and financial institutions, as per French law and regulatory requirements.
Authorized Bodies for Banking Operations
Course material - 2 pages - Bank law
The document outlines the authorized bodies to perform banking operations in France, including the Caisse des Dépôts et Consignations and La Poste.
New Anti-Money Laundering and Terrorism Financing Measures
Course material - 3 pages - Bank law
The European Union has introduced new measures to combat money laundering and terrorism financing, set to take effect in 2027, marking a significant shift towards maximum harmonization among member states.
Banking Capital Requirements and Solvency Ratios
Course material - 3 pages - Bank law
This document outlines the composition and requirements of own funds for banks, including solvency ratios and capital requirements as per the CRR regulation.
