BNP Paribas, Corporate and Institutional Banking, internship, financial analysis, client service, banking sector, entrepreneurship, business development
Detailed account of an internship experience at BNP Paribas Corporate and Institutional Banking Centre in Paris, including financial analysis tasks and client service responsibilities.
[...] The precision of the analyses, the ability to detect risks, and the relevance of the recommendations are here essential criteria of quality and performance. In addition to quantitative analysis and critical thinking - the devil is sometimes in the details in financial and accounting matters - this required a great rigor. Through repetition, I was able to acquire a certain mastery of financial analysis tools and I was able to strengthen my ability to evaluate risks in a rigorous manner. [...]
[...] I also contributed to improving and warming up customer relationships and customer loyalty by piloting corrective actions in support of the teams. Summary of my professional career January 2019 - July 2019 Lycée Galilée, Paris 13 Education Assistant April 2021 - June 2021 Reconcil, Paris 19 Commercial (stage) April 2022 - July 2022 CPA Expertises, Paris 16 Business Developer Junior (stage) February 2023 - July 2023 BNP Paribas, Paris 19 and Paris 10 Chargé des comptes (stage) September 2023 - BNP Paribas Entreprises, Paris 9 Chargé d'affaires entrepreneurs (alternance) 2. [...]
[...] Several lessons can be drawn from the analysis of this company's financial statements. First, this company is in full expansion, with sales having been multiplied by nine over the past four years. The company has, in addition, significantly improved its results over the past few years, with a fivefold increase in its operating profit and a fourfold increase in its cash flow. However, its operating margin, defined as the ratio of operating profit to sales) has decreased in part due to recent acquisitions, requiring restructuring, and distribution activities, which generate structurally lower margins. [...]
[...] In parallel with my studies, I first carried out a 6-month mission (from January to July 2019) as an education assistant at the Galilée high school, located in the 13th arrondissement.e arrondissement of Paris. If this activity may, a priori, seem disconnected from business life, but certain links exist nonetheless. I was able to provide my help to students during the permanence hours and play a mediator role between students and the educational community. Becoming a privileged and trusted relay was very useful for my future professional life. [...]
[...] This sector is undergoing significant change and offers many prospects for evolution and professional development. It remains, in fact, a major player in financing economic activity and should be at the heart of many challenges that lie ahead: financing the ecological transition, moving to a decarbonized economy that no longer relies on fossil fuels, growth of economic activity, financial balance, etc. Throughout this experience within the Business Center for Enterprises, I am particularly interested in the client relationship and financial advisory professions. [...]
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