Current Account Banking Law
Course material - 19 pages - Bank law
Court ruling on current account banking law, discussing compensation of claims and professional purpose of the account.
TEG Error and Interest Rate Dispute
Course material - 28 pages - Bank law
Court rulings on the annulment of contractual interest clauses and substitution of statutory interest rates due to incorrect TEG mentions in loan contracts.
Court Rulings on Current Account Credit Facilities
Course material - 13 pages - Bank law
Court of Cassation decisions on the legal nature of current account credit facilities and their enforceability.
Consumer Credit Regulations
Course material - 7 pages - Bank law
Regulations governing consumer credit advertising, credit contract offers, and lender obligations to protect consumers from deceptive practices.
Bank Account Regulations and Consumer Protection
Course material - 2 pages - Bank law
This document outlines the regulations and laws governing bank account operations, consumer protection, and the rights of account holders in France.
CRR III Impact on Credit Institutions' Risk Assessment
Course material - 2 pages - Bank law
The CRR III regulation affects how credit institutions assess risk, imposing a 72.5% output floor on internal risk assessment methods.
Financial Conglomerates and Financing Companies: Regulatory Framework and Supervision Guidelines
Course material - 3 pages - Bank law
Unlock the complexities of financial regulations with our comprehensive guide to financing companies and financial conglomerates. Discover how these entities operate within the boundaries set by the Monetary and Financial Code, and understand the nuances of their authorization and supervision....
Return of Cash as Collateral in Financial Operations
Course material - 4 pages - Bank law
This document discusses the return of cash as collateral in financial instrument operations or securities lending, governed by the Monetary and Financial Code, specifically Article L 511-7.
European Union Treatment of Third-Country Entities
Course material - 3 pages - Bank law
This document outlines the European Union's treatment of entities from third countries, including the conditions for equivalence and the supervision of branches and subsidiaries.
CRD IV Directive: Country of Origin and Host Country
Course material - 3 pages - Bank law
The CRD IV directive outlines the relationship between the authorities of a bank's country of origin and its host country, with the European Central Bank playing a key role in approvals and supervision.
Common Equity Tier 1 Capital Requirements
Course material - 8 pages - Bank law
Understanding the rules and regulations surrounding Common Equity Tier 1 capital for credit institutions, including eligibility criteria and deductions.
Payment Institutions and Electronic Money Issuers
Course material - 3 pages - Bank law
This document outlines the regulations and characteristics of payment institutions and electronic money issuers as per the Monetary and Financial Code.
Withdrawal of Banking Approval
Course material - 2 pages - Bank law
This document outlines the circumstances and procedures surrounding the withdrawal of banking approval, including disciplinary and non-disciplinary reasons, and the implications for credit institutions.
Impact of European Banking Regulation on Bank Profitability
Course material - 12 pages - Bank law
The document discusses the effects of European banking and prudential regulation on the profitability of European banks compared to foreign banks, and the role of investment funds in financing economic activity.
Banking Monopoly and Credit Operations in EU Law
Course material - 4 pages - Bank law
The document discusses the inconsistencies between French and European Union law regarding banking monopoly and credit operations, highlighting the need for a more harmonized framework.
ELTIF 2.0 Regulation and Alternative Investment Funds
Course material - 3 pages - Bank law
The ELTIF 2.0 regulation allows alternative investment funds to lend to companies, providing a new financing option for small and medium-sized enterprises.
European Banking Union: Licensing and Supervision
Course material - 3 pages - Bank law
Understanding the rules governing banking establishments in the European Union, including licensing, supervision, and the role of the European Central Bank.
Internal Control in Banking Sector
Course material - 3 pages - Bank law
This document outlines the internal control framework for banking companies, including credit institutions and financial institutions, as per French law and regulatory requirements.
Authorized Bodies for Banking Operations
Course material - 2 pages - Bank law
The document outlines the authorized bodies to perform banking operations in France, including the Caisse des Dépôts et Consignations and La Poste.
New Anti-Money Laundering and Terrorism Financing Measures
Course material - 3 pages - Bank law
The European Union has introduced new measures to combat money laundering and terrorism financing, set to take effect in 2027, marking a significant shift towards maximum harmonization among member states.
Banking Capital Requirements and Solvency Ratios
Course material - 3 pages - Bank law
This document outlines the composition and requirements of own funds for banks, including solvency ratios and capital requirements as per the CRR regulation.
European Systemic Risk Board and Banking Supervision
Course material - 3 pages - Bank law
The European Systemic Risk Board (ESRB) and European Banking Authority (EBA) play crucial roles in macroprudential supervision and harmonizing national supervisory practices in the banking and financial sectors.
Banking Operations and Non-Banking Activities
Course material - 6 pages - Bank law
Banks engage in various activities beyond traditional banking services, including debt restructuring, investments in non-banking companies, and provision of financial services.
European Law and Credit Institutions
Course material - 2 pages - Bank law
This document discusses the European law governing credit institutions and financing companies, highlighting the distinction between the two and their respective regulations.
European Banking Supervision Evolution
Course material - 5 pages - Bank law
The document outlines the evolution of European banking supervision, highlighting the role of the European Central Bank (ECB) and other key authorities.
Banking Operations and Payment Services
Course material - 4 pages - Bank law
This article discusses various banking operations and payment services, including credit operations, leasing, and credit promises as defined by the Monetary and Financial Code.
Credit Risk Assessment in Banking
Course material - 2 pages - Bank law
This document discusses the importance of credit risk in banking, factors influencing it, and how guarantees impact risk assessment.
European Banking Regulations and Reforms
Course material - 7 pages - Bank law
The document discusses the evolution of banking regulations in France and the European Union, highlighting key laws and reforms that have shaped the industry.
Banking Establishment Approval Requirements
Course material - 6 pages - Bank law
This document outlines the requirements for banking establishments to obtain approval, including activity description, legal form, governance, and technical means.
Inter-enterprise Credit Regulations
Course material - 3 pages - Bank law
Regulations and conditions for inter-enterprise credit operations as per the Monetary and Financial Code.
