TEG Error and Interest Rate Dispute
Course material - 28 pages - Bank law
Court rulings on the annulment of contractual interest clauses and substitution of statutory interest rates due to incorrect TEG mentions in loan contracts.
ECB Interest Rates and Educational Inequalities
Tutorials/exercises - 4 pages - Economy general
This document analyzes the ECB's monetary policy and its impact on the economy, while exploring the link between wealthy families' homes and educational achievement inequalities.
Quantitative Method - Interest Rate Modeling
Financial analysis - 17 pages - Mathematics
After selecting three (3) S&P 500 companies, quantitative models have been applied using price and return data from a website like Investing.com for a 5-yrs period, and the corresponding spreadsheet and SAS models have been built. Using graphs, tables and figures, the document presents the...
Central Bankers and Interest Rates
Course material - 9 pages - Finance
Inflation was a major problem in the 1970s. The 1971 collapse of the Bretton-Woods agreement gave governments latitude to alter their currency exchange rates. The previously locked exchange rates had the effect of taming inflation. There were also "oil shocks" in 1973 and 1979,...
Arctic Geostrategic Interests of Russia and the US
Presentation - 2 pages - World geography
The Arctic region is a strategic priority for Russia, which is investing heavily in its development, including the Northern Sea Route, and reorienting its naval doctrine to assert its sovereignty.
Interest Rates - publié le 29/09/2010
Essay - 4 pages - Economy general
It is a well known that interest rates have a commensurable power to influence the economy as a vital tool of monetary policy that is used to control variables like investment, inflation, price stability and unemployment. Generally speaking, the interest rate is...
Collect foreign exchange spot and forward rate data and interest rate data for two currencies: examine whether CIRP holds: Analyze and discuss the results - publié le 16/01/2009
Essay - 4 pages - Finance
The purpose of this assignment is to analyse whether the Covered Interest Rate Parity (CIRP) holds in the relationship between two actual currencies. I decided to focus on the euro and the dollar because it is the financial instrument the most active and the most used in the world....
Inflation, interest rates and the Phillips curve
Essay - 13 pages - Finance
One of the major issues facing the Keynesians in the 1950s was the issue of falling money wages. Following Modigliani, they believed the Keynesian model of unemployment equilibrium could only be "closed" by assuming rigid money wages. Otherwise, the Keynes and Pigou effects would drive it back to...
Modelling the interest rate risk management with portfolio selection: the case of Crédit Foncier de Monaco
Case study - 40 pages - Finance
Since the primary activity of banking is the intermediation between borrowers and lenders, its core business is the transformation of collected deposits into distributed loans. This process generates a net interest margin in the profit and loss statement but engenders financial risks in...
A probabilistic approach to the valuation of general floating rate notes with an application to interest rate swaps
Essay - 5 pages - Finance
The aim of this article is to get an exact formula to price Floating Rate Notes. The authors will go further in order to price Interest Rate Swaps, in a stochastic term structure environment. Main assumptions of the article are the following, the market is complete, and the...
Collect foreign exchange spot and forward rate data and interest rate data for two currencies: examine whether CIRP holds: Analyze and discuss the results
Essay - 10 pages - Economy general
The purpose of this assignment is to analyse whether the Covered Interest Rate Parity (CIRP) holds in the relationship between two actual currencies. I decided to focus on the euro and the dollar because it is the financial instrument the most active and the most used in the world....
Interest Rates
Essay - 4 pages - Economy general
It is a well known that interest rates have a commensurable power to influence the economy as a vital tool of monetary policy that is used to control variables like investment, inflation, price stability and unemployment. Generally speaking, the interest rate is...
Manufacture and strategic interest of Airbus A-400M
Case study - 8 pages - Business strategy
Airbus A400M is a general-purpose military strategic transport aircraft which will enter into service in 2012. It is intended to replace Lockheed C-130 Hercules and Transall C-160, brought into service in 1956 and 1967 repectively, by doubling the load and the volume capacity of these planes....
African Conflicts in International Relations - China in Africa : Political or Economic interests ?
Essay - 5 pages - International relations
China's involvement in Africa cannot be reduced to only one dimension. It would be an oversimplification to label the Chinese interests on the continent as either political or economic solely: these two aspects often constitute two faces of the same coin. China's increasing...
Enhancing Leptospirosis Vaccination Rates: A Strategic Guide for High-Risk Populations and Travelers
Dissertation - 2 pages - Pharmacy
"Protect yourself from Leptospirosis, a potentially deadly zoonotic disease prevalent globally, especially in tropical regions. With climate change increasing risk areas and over 1 million severe cases diagnosed annually worldwide, vaccination is crucial for high-risk professionals and travelers....
How does the measures taken by Erdogan these last two decades impact the lira's exchange rate nowadays?
Essay - 3 pages - Economic politics
Turkey began the new millennium in 2000 with the most severe economic crisis of its history. This crisis, which followed the currency crisis of 1994, had a strong impact on the Turkish financial system, as it led to a fall in capital inflows coming from foreign investors. This striking event is...
The Brazilian economy: Consumer X Interest
Case study - 5 pages - Business strategy
In the previous part, we have seen that, in theory, the consumer reacts negatively to an increase in interest rates. We will seek to verify this part of the chapter the behavior of interest variables, consumption and inflation in the Brazilian economy after the adoption of...
The impact of an increase in university tuition fees on higher education participation rates
Case study - 10 pages - Educational studies
During the 1992-2007 period, the UK has witnessed great variances in the structure of Higher Education (HE) funding. Moving away from a period where taxpayers footed the entire costs incurred by HE, economic agents holding at least 2 A-levels have begun to contribute to their future HE prospects....
Inflation: category of variation of prevailing rates and coin value
Case study - 5 pages - Educational studies
Of the four basic categories of change in prices and the value of the currency, inflation is by far the predominant. Practically, there is not a country that has not experienced episodes of inflation; and in many, wing has become a chronic occurrence, albeit of varying intensity. Resulting from a...
Valuating transformation through net interest margin and asset-liability matching: The case of CFM
Case study - 9 pages - Management
Our thesis, entitled Valuating transformation through net interest margin and asset-liability matching: the case of CFM, proposes the optimization of the risk-adjusted performance of transformation thanks to interest risk management. The goal of our thesis is to evaluate...
Major Segmentation Variables for Population's Interest in Agrotourism
Tutorials/exercises - 4 pages - Marketing theories
This document contains segmentation variables regarding the population's interest in agrotourism. The countries analyzed are : the United Kingdom, Germany, Montenegro, Greec and the Czech Republic.
Microeconomics, main concepts for an economy study: capital formation, production, consumption, employment, credit multiplier, money demand, money supply, prime rate, Keynesian transmission mechanism, exports, imports and government expenditures - publié le 16/01/2009
Essay - 7 pages - Economy general
Financial investment and interest rates have a positive relationship. Financial investment represents investment in bonds or shares or money saving in the bank. If the interest rate increases, the return of investment will be better. You will get more return on shares...
"The UK economy looks battered. People don't like the outlook. They are showing their feelings by selling the Pound." Strategist Jeremy Stretch quoted in the Sun. Explain this quote. Does the exchange rate matter? Can and should the UK government do
Case study - 2 pages - Business strategy
The current UK economic climate is uncertain. Gross Domestic Product (GDP), used as a measure of National Income has only recently in the fourth quarter of 2009 inched out of the negative and into positive growth of 0.1 per cent. This is after a long recession which began in the first half of...
Why are foreign exchange rates of G3 (the United States, Japan, Europe) so unstable?
Thesis - 12 pages - Economy general
In 1973, Nixon unilaterally decided to break off all references to gold and to float the dollar to escape the constraints of the international monetary system of Bretton Woods which was becoming increasingly burdensome on the U.S. economy. This ended the system of fixed exchange rates,...
Financial report on spot rates, arbitrage and international profits (2009)
Financial analysis - 11 pages - Foreign markets
This report explains which currency is expected to appreciate and by what annual percentage and, according to Purchasing Power Parity, which country should have higher inflation. The assignment describes the accounts of balance of Payments and how this balance can help determine exchange...
Which voting system is best at representing diverse interests?
Essay - 5 pages - Political life and election
Nowadays, there have been increasing complaints of citizens who believe that politicians are not representing them properly, which makes it interesting to attempt to answer the question: which voting system is best at representing diverse interests? We will try to answer this question by...
Microeconomics, main concepts for an economy study: capital formation, production, consumption, employment, credit multiplier, money demand, money supply, prime rate, Keynesian transmission mechanism, exports, imports and government expenditures
Essay - 14 pages - Theories and economic notions
Financial investment and interest rates have a positive relationship. Financial investment represents investment in bonds or shares or money saving in the bank. If the interest rate increases, the return of investment will be better. You will get more return on shares...
Valuating transformation through net interest margin and asset-liability matching: The case of CFM - published: 15/01/2009
Case study - 3 pages - Management
Our thesis, entitled Valuating transformation through net interest margin and asset-liability matching: the case of CFM, proposes the optimization of the risk-adjusted performance of transformation thanks to interest risk management. The goal of our thesis is to evaluate...
What is the Chinese government's energy strategy to guarantee its energy requirements and its dynamic growth rate?
Thesis - 50 pages - Theories and economic notions
Some energies are essential to develop economies and industries of developed countries since the industrial revolution: coal, gas and oil. 90 % of the world consumption is based on these energies. Several factors involve that countries need more and more of these energies: high technologies, car...
Climate Change Economics: The Social Cost of Carbon discount rate
Tutorials/exercises - 2 pages - International economy
The Social Cost of Carbon (SCC) is the monetary value that society should be willing to pay in the present to avoid damage caused by incremental CO2 emissions in the future (Price, Thornton, and Nelson 2007). It is, therefore, an important standard for the formulation of climate policy. The SCC...
