Middle Office - Accounting Controls at Crédit Agricole Nord de France

Extract

[...] In the organizational chart, the Middle Office - Accounting Controls service is now attached to the Risk and Permanent Controls Directorate as part of a reorganization aimed at centralizing risk management functions. The DRC is responsible for monitoring operational risks, compliance, and permanent control mechanisms. However, the service continues to regularly collaborate with the Finance and Investments Directorate particularly in terms of producing and monitoring accounting data. A mission of accounting control at the heart of compliance challenges As an intern, my main mission falls within the field of accounting control. [...]

[...] CANDF adapts by offering a diversified financing offer and prudent management of its outstanding balances. Sociocultural : Today, clients expect a personalized, yet fluid and digital banking relationship. The 'phygital' model, combining human proximity and digital tools, is at the heart of CANDF's relational approach. Technological : The development of management tools, automation of controls, and data visualization strengthens the requirement for accounting and financial reliability, particularly in control services such as the one to which I am attached. Environmental : Le Crédit Agricole is committed to environmental transition. [...]

[...] Their role also extends to coordination with other internal entities, such as the Risk Management Department, internal audit or the Auditors. Thanks to the nature of their missions and their transversal position between the Financial Department and the Risk Management Department, the team plays a strategic role in the internal control system and actively contributes to the management of financial risks. Analysis of external and internal context The environment in which Crédit Agricole Nord de France (CANDF) operates is marked by rapid transformations, both economic, regulatory, and societal. [...]

[...] The formalization of certain controls in Group tools. The follow-up of the implementation of recommendations made during internal audits or audits by statutory auditors. Multiple interactions with internal stakeholders. My position involves close collaboration with several internal actors : The general accounting staff, with whom I am in contact to collect data, clarify entries, or validate treatments. The service manager, who ensures global control of checks and validates the produced states. Other financial departments, such as management control or taxation, in case of specific reprocessing or cross-sectional anomaly. [...]

[...] It is a security mission, with a direct impact on the quality of the regional fund's financial reporting. A structuring contribution within the framework of internal control My mission makes sense within the framework of the Caisse régionale's internal control system. This system, aligned with the requirements of the Crédit Agricole Group and the ACPR, is based on several lines of defense. The Middle Office - Accounting Controls acts as a second-level function, independent of accounting production, and responsible for detecting malfunctions. [...]