Abstract
With regard to time, the financial establishments are confronted with a double need for the implementation of business continuity services and solutions:
The customers of the financial institutions have direct access to the information systems, in particular, via the development of the multichannel accesses (agencies, telephone, web and so on). Due to the high demand, by a great number of heterogeneous users and channels, these systems must be available 24 hours a day and 7 days a week under optimal conditions. The system of such solutions is an assurance of quality of service rendered to the customer and can become an important competitive advantage. An unavailability of the system will convey a bad image to the customer.
The aim of the legal framework (national regulations) is to impose and install advanced solutions in the banking sector, as well as give assurance with respect to continuity of operations and the information systems. It sometimes becomes difficult to preserve and protect a data file.
Technical solutions and powerful methodologies were developed to implement this type of projects.
This report presents the concrete case of Credit Agricole and gives a progress report on the operations and solutions of the development concerning the computer system.
At the end of the 19th century, there was a need for agricultural credit in France after the crop failure and the government asked Credit Foncier to establish a department especially for agriculture and this led to the formation of Credit Agricole. Credit Agricole was formed to finance the agricultural sector with longer and more flexible appropriations.
The Credit Agricole built its firm starting from the base, with the support of the government. The firm became financially independent in 1967 and it was incorporated in 1988.
Based on the methods of the small "societes de credit agricole (Agricultural Credit Societies)" a law was proposed to organize personal and short-term rural credit by the Chamber of Deputies which was later named as the Local Banks.
The willingness of the farmers to vote for Republic III to support small families and the efforts by the Minister of agriculture: Jules Meline in November, 1894, led the way to the establishment of Credit Agricole. The law authorized the constitution of local cases of agricultural credit between the agricultural trade unionists that engaged their responsibility according to the principle of mutualism.
1920: Establishment of the office "National du Credit Agricole (National Credit Agricole)", which later became Caisse Nationale de Credit Agricole (CNCA) in 1926.
During the 1920s, National du Credit Agricole was responsible for rediscounting the short term loans and also for the distribution of treasury loan funds of regional and local societies.
1945: Federation Nationale du Credit Agricole was created.
With respect to the mechanization of agriculture, the Credit Agricole intensified the collection to supplement the resources from the State.
The Credit Agricole became the financial tool of the laws of agricultural orientation of 1960 and 1962 and provided the social and economic balance to the French peasants to face the other sectors of the economy and face the competition in the common market.
