Social Security France, Bismarckian model, Beveridgian model, retirement branch, sickness branch, LFSS, social insurance, welfare state, retirement age, healthcare reimbursement
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Abstract
This document provides an overview of the history and development of Social Security in France, including its origins, models, and current challenges.
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[...] The increase in life expectancy leads to significant costs in terms of retirement, as they are longer, therefore questions of balance and financing, as well as the rate of increase of retirees on assets assets for a retiree today, so 17 million retirees for 30 million active contributors who pay for the retirees. The projections in the number of people over 60 years old will increase to 21 million in 2030. The average retirement age today is 62.8 years. [...]
[...] Difference between the private sector and the public sector. In the private sector, we calculate based on an average of the salaries of the past 23 years and with the complementary, we arrive at an average of 70% of the salary we had before. For the public, the calculation is done on the last 6 months, which is more advantageous, but you must have contributed for 15 years (you must have 15 years of seniority). [...]
[...] This deficit will reach 5 billion this year. Questions on the cost of the freeze of the 2022 reform until the 2027 elections. > On the retirement regime, there are the low regimes (agricultural, special ) and we have also created complementary retirement schemes that are mandatory (ARCO (for others) and AGIRC (for executives) which merged in 2019 but keeping their specificity). [...]
[...] Financing law, we are on predicted revenues but not on authorized ceilings The social protection system is a system where there are rights and claims, it is difficult to predict the ceilings, we will simply make predictions We therefore do not assign means but expenditure objectives, that's why we call this a financing law) > Performance logic : - the LOLFSS aims to generalize the performance approach at the level of social security services - This approach is first implemented through the conventions on objectives and management (COG). Established during the 1996 reform, they are concluded between the State and the national funds of the main social security regimes. [...]
[...] In addition of the population could suffer from a chronic disease in 2035, compared to 37% today. Crisis of legitimacy and governance model Chapter 3 - The Social Debt > The social debt is composed of three sub-sets: - The debt taken over by the CADES - The short-term debt carried by the ACOSS (central agency for social security bodies) - The debt of unemployment insurance and compulsory supplementary pension schemes Cumulative amount of social debt: 287 billion in 2024 (nearly 10% of the global public debt) Problem as the social security system is supposed to cover the costs . [...]
